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habitacional",false,"https:\u002F\u002Fcdn.griinstitute.org\u002Fuploads\u002Fhubnews\u002Ftop_Casa_Verde_e_Amarela_saiba_as_principais_mudanc_as_no_programa_habitacional_2021_1_29_10_27_53_1611926873.jpg","https:\u002F\u002Fcdn.griinstitute.org\u002Fuploads\u002Fhubnews\u002Fcover_Casa_Verde_e_Amarela_saiba_as_principais_mudanc_as_no_programa_habitacional_2021_1_29_10_27_53_1611926873.jpg","https:\u002F\u002Fcdn.griinstitute.org\u002Fuploads\u002Fhubnews\u002Fslider_Casa_Verde_e_Amarela_saiba_as_principais_mudanc_as_no_programa_habitacional_2021_1_29_10_27_53_1611926873.jpg","2021-01-29T00:00:00.000Z","Crédito: Daniel Carvalho - SGPR","#FFFFFF","Saiba as principais mudanças no programa habitacional","minha casa minha vida, casa verde e amarela, programa habitacional, financiamento imobiliário, mercado imobiliário, mercado imobiliário 2021, noticias mercado imobiliário, futuro economia, economia brasil, jair bolsonaro","Substituto do Minha Casa, Minha Vida, o novo projeto Casa Verde e Amarela segue atuando com o financiamento habitacional, saiba os detalhes e as principais mudanças ","https:\u002F\u002Fcdn.griinstitute.org\u002Fuploads\u002Fhubnews\u002Fsocial_Casa_Verde_e_Amarela_saiba_as_principais_mudanc_as_no_programa_habitacional_2021_1_29_10_27_53_1611926873.jpg",2160,"2021-01-29T10:27:53.000Z","2025-11-18T14:40:43.000Z",[1466],{"id":1467,"newsId":1447,"languageId":25,"title":1450,"subtitle":1468,"content":1469,"summary":8,"takeaways":8,"seoTagConversionId":8,"seoTag":8,"seoTitle":8,"seoKeywords":8,"seoDescription":8,"seoAbstract":8,"seoImage":8,"createdAt":1470,"updatedAt":1471,"language":1472},1517,"Dentre outras melhorias, reformulação no pagamento dos agentes financeiros amplia capacidade do FGTS","\u003Cp>\u003Cspan style=\"color:#000000\">No último dia 13, foi publicada no Diário Oficial da União a sanção presidencial à Lei nº 14.118, que cria o programa Casa Verde e Amarela. Substituto do Minha Casa, Minha Vida, o novo projeto segue atuando com o financiamento habitacional, mas também inclui a regularização fundiária e o crédito para reformas como novos pilares. A norma é resultado da medida provisória (MP) 996\u002F2020, aprovada pelo Senado em dezembro.\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cbr \u002F>\r\n\u003Cspan style=\"color:#000000\">O presidente Jair Bolsonaro vetou um artigo do projeto de lei de conversão que permitia às empresas contratadas pelo programa Casa Verde e Amarela pagar tributos equivalentes a 4% da receita mensal quando o valor das unidades fosse limitado a R$ 124 mil.\u003C\u002Fspan>\u003Cbr \u002F>\r\n \u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">"Trata-se da alíquota correspondente ao RET (Regime Especial de Tributação) na incorporação imobiliária do mercado privado, nos casos em que as companhias aderem ao patrimônio de afetação em proteção aos adquirentes", explica \u003Cspan class=\"data-profile-link\" data-id=\"1218\">Marcos Lopes Prado\u003C\u002Fspan>, sócio do escritório Cescon, Barrieu, Flesch & Barreto Advogados.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">"Este é um benefício oriundo do Minha Casa, Minha Vida que o projeto de lei estava replicando para a Casa Verde e Amarela. Contudo, o Executivo entendeu que isso implicaria em uma renúncia fiscal de receita em um momento de déficit financeiro. O argumento é que o dispositivo fere a lei de responsabilidade fiscal e por isso a CVA foi sancionada sem ele'’, completa.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">De qualquer maneira, o advogado lembra que o assunto ainda não está resolvido, uma vez que o Congresso pode derrubar qualquer veto presidencial com quórum qualificado em nova votação: "Não é rotineiro, mas pode acontecer de esse veto ser derrubado na retomada do Legislativo, em fevereiro, e este dispositivo voltar a vigorar na Casa Verde e Amarela. Temos que acompanhar a tramitação".\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\r\n\u003Ch2>\u003Cspan style=\"font-size:18px\">\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Decreto regulatório\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fh2>\r\n\r\n\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Dois dias depois da sanção, em 15 de janeiro, Bolsonaro assinou o Decreto nº 10.600, que regulamenta a aplicação imediata do novo programa habitacional do governo federal. De acordo com Daniel Pettersen, associado sênior do Cescon, Barrieu, Flesch & Barreto, o texto aborda novidades que já haviam sido comentadas, mas não eram objeto da lei.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Uma delas são as faixas de renda da Casa Verde e Amarela, que passam a ser três ao invés de quatro. Agora, os grupos também são divididos entre\u003C\u002Fspan>\u003Cspan style=\"color:#000000\"> famílias residentes em áreas urbanas e rurais, as quais são analisadas por rendas familiares mensais e anuais, respectivamente.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">\u003Cu>Área urbana\u003C\u002Fu>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\r\n\u003Cul>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Grupo 1 - renda familiar de até R$ 2 mil mensais;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Grupo 2 - renda familiar entre R$ 2 mil e R$ 4 mil mensais;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Grupo 3 - renda familiar entre R$ 4 mil e R$ 7 mil mensais. \u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\u003C\u002Ful>\r\n\r\n\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">\u003Cu>Área rural\u003C\u002Fu>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\r\n\u003Cul>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Grupo 1 - renda familiar de até R$ 24 mil por ano; \u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Grupo 2 - renda familiar entre R$ 24 mil e R$ 48 mil por ano;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Grupo 3 - renda familiar entre R$ 48 mil e R$ 84 mil por ano. \u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\u003C\u002Ful>\r\n\r\n\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">A CVA prioriza as regiões Norte e Nordeste no tocante à redução nas taxas de juros, uma vez que ambas as regiões historicamente são as que menos utilizam os recursos destinados pelo FGTS à habitação. Para cotistas do fundo, as taxas são de 4,25% ao ano. Nas demais regiões, os juros são de 4,5% a.a. \u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Segundo o secretário nacional da Habitação do Ministério do Desenvolvimento Regional (SNH\u002FMDR), Alfredo Eduardo dos Santos, a estimativa é que essa redução na taxa de juros possa incluir 1 milhão de novas famílias no acesso à habitação. “Não significa que todas serão atendidas, mas poderão acessar o programa”, diz.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Além dos menores juros, as regiões Norte e Nordeste também tiveram aumento no limite do valor dos imóveis financiados para enquadramento no programa em cidades de até 100 mil habitantes (de R$ 78 mil para R$ 90 mil). Segundo Santos, o valor estava defasado e reduzia o interesse das construtoras.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Outra novidade é que o \u003C\u002Fspan>\u003Cspan style=\"color:#000000\">cálculo da renda no programa Casa Verde e Amarela não levará em conta os valores percebidos a título de auxílio-doença, auxílio-acidente, seguro-desemprego, do Benefício de Prestação Continuada e do Bolsa Família.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">"O decreto excluiu esses benefícios para fins do cálculo da renda, ou seja, a determinação de em qual grupo a família se enquadra, mas menciona que esses valores serão considerados para ver se a pessoa terá direito a receber alguma subvenção econômica. É uma informação que não estava na MP nem na lei", diz Pettersen.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Outro item que é matéria do decreto, mas ainda pode sofrer alteração, são os valores da subvenção econômica. Para o advogado, o teto para a regularização fundiária foi uma surpresa negativa, pois é um processo que normalmente demanda mais recursos.\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\r\n\u003Cul>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Aquisição de imóveis urbanos, novos e usados: teto de R$ 110 mil na área urbana e de R$ 45 mil na área rural;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Requalificação de imóveis: teto de R$ 140 mil na área urbana e de R$ 23 mil na área rural;\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\t\u003Cli dir=\"ltr\" style=\"list-style-type:disc\">\r\n\t\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Regularização fundiária: teto de R$ 2 mil nas áreas urbana e rural. \u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\t\u003C\u002Fli>\r\n\u003C\u002Ful>\r\n\r\n\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">"De qualquer maneira, naquilo que era novidade essencial, como a ampliação do programa para a zona rural, possibilidade de uso de bens públicos para habitação de interesse social e aplicação dos recursos em projetos de regularização fundiária, o Decreto repete o que estava na lei e mantém o espírito do programa", resume Marcos Prado.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Entretanto, o advogado lembra que ainda \u003C\u002Fspan>\u003Cspan style=\"color:#262626\">carecem de regulamentação os fundos que vão formar o caixa do programa: "Isso ainda tem que ser melhor esclarecido. Talvez o governo não tenha tomado a decisão ainda até pela situação econômica da União, mas é algo importante para se entender a amplitude que o programa vai ter".\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Uma novidade da Casa Verde Amarela é a política de incentivos para fomentar modernos e sustentáveis métodos de construção, a qual a MP já fazia alusão. De acordo com Santos, o Programa Brasileiro da Qualidade e Produtividade do Habitat vai reduzir o prazo e os custos do processo de aprovação de novas tecnologias e a tendência é que este seja um critério de desempate na contratação das empresas.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Já em relação ao alcance do programa, o decreto regulatório garante que a meta do governo é\u003C\u002Fspan>\u003Cspan style=\"color:#000000\"> atender 1,2 milhão de famílias até o final de 2022.\u003Cimg src=\"https:\u002F\u002Flh6.googleusercontent.com\u002FjGxFKu6KtRxH1OZNRbjHpLI1KZ8PTV1xH5vHWUzO-XwHYdtrQ724q6Cip1kjNRiHEqDT8yq-cn0YMnGgVIAlquJET0e2zKANqNbKUvB40dPr-K6I2o6hhYpxmHxmNVI6Qv4iDK-U\" style=\"height:1px; margin-left:0px; margin-top:0px; width:1px\" \u002F>Santos explica que a estimativa abrange todas as vertentes do programa e que a projeção é beneficiar mais de 100 mil famílias somente com a regularização fundiária em 2021.\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\r\n\u003Ch2>\u003Cspan style=\"font-size:18px\">\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Detalhes do programa Casa Verde e Amarela\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fh2>\r\n\r\n\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Em entrevista ao \u003Cstrong>GRI Hub\u003C\u002Fstrong>, o secretário nacional da Habitação deu mais detalhes do programa Casa Verde e Amarela, como a mudança na remuneração dos agentes financeiros: "Até o ano passado, a parte do \u003Cem>spread\u003C\u002Fem> bancário, dependendo da faixa de renda, era 100% paga pelo orçamento geral da União ou, principalmente, pelo orçamento do FGTS. Isso consumia quase 2\u002F3 de todo recurso destinado a subsídios".\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">"Estamos progressivamente transferindo a responsabilidade do pagamento deste \u003Cem>spread\u003C\u002Fem> para o comprador, ao longo do seu contrato. Para que ele não seja onerado, ao mesmo tempo em que passamos para ele essa responsabilidade, reduzimos a taxa de juros. O custo final é o mesmo, mas o mutuário remunera o agente financeiro e abre espaço no orçamento do FGTS para financiar maior quantidade de projetos", acrescenta.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">Outra questão esclarecida foi quanto à atuação do governo federal na regularização fundiária. Segundo a autoridade, será fornecido um apoio financeiro às prefeituras, que serão responsáveis pela operação do processo. No entanto, com o problema orçamentário atual, no início \u003C\u002Fspan>\u003Cspan style=\"color:#262626\">os recursos serão privados. "Conseguimos a disponibilização de R$ 500 milhões junto à Febraban", diz.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Por fim, Santos afirma que o antigo faixa 1 não acabou: "Os recursos que nós temos estão direcionados prioritariamente para concluir as obras em andamento, com destaque à recuperação de obras paralisadas. Não faria sentido fazer novas contratações se há um estoque de quase 120 mil unidades paralisadas".\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>\r\n\r\n\u003Ch2>\u003Cspan style=\"font-size:18px\">\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Reflexos no setor\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fh2>\r\n\r\n\u003Cp>\u003Cspan style=\"color:#000000\">\u003Cspan class=\"data-profile-link\" data-id=\"6543\">Rubens Buzetti\u003C\u002Fspan>, CEO da incorporadora ForCasa, que atua no programa Casa Verde e Amarela, elogia a decisão: "O governo vai liberar verbas para que as obras da faixa 1 sejam concluídas, e não dispensadas. Esse é um ponto importante, pois a entrega é realizada, o nosso setor gira e um passivo é eliminado". Nas faixas 2 e 3, porém, o executivo afirma que a operação das empresas não sofreu alteração até o momento. \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cbr \u002F>\r\n\u003Cspan style=\"color:#000000\">Outro aspecto relevante é a possibilidade de renegociação dos pagamentos com os inadimplentes, evitando que os imóveis sejam retomados e colocados em leilão: "Um cliente interessado em comprar uma unidade residencial na planta, se tiver a oportunidade de financiar um imóvel pronto via leilão, pode mudar de ideia. Isso traria um grande prejuízo às incorporadoras", assinala Buzetti.\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cbr \u002F>\r\n\u003Cspan style=\"color:#000000\">Fora isso, o CEO da ForCasa nota que, diante da falta de orçamento, o governo vem dando sinais de que o programa tende a deixar gradualmente os subsídios, apostando cada vez mais nos baixos juros do financiamento imobiliário. \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cbr \u002F>\r\n\u003Cspan style=\"color:#000000\">"Muitas empresas, principalmente as que atuam na faixa 3, já estão se posicionando para uma possível alteração brusca nessa linha. Elas têm saído do programa Casa Verde e Amarela e voltado seus lançamentos para o SBPE [\u003Cspan style=\"background-color:#ffffff\">Sistema Brasileiro de Poupança e Empréstimo]\u003C\u002Fspan>", finaliza.\u003C\u002Fspan>\u003C\u002Fp>\r\n\r\n\u003Ch2>\u003Cspan style=\"font-size:18px\">\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">Locação social\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fh2>\r\n\r\n\u003Cp>\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#000000\">O\u003Cspan style=\"background-color:#ffffff\"> governo também estuda criar formas para oferecer, através de parcerias público-privadas (PPPs), imóveis no regime de locação para famílias de baixa renda. A iniciativa, chamada de 'aluguel social', já tem um projeto-piloto sendo desenvolvido junto à Secretaria Especial do Programa de Parcerias de Investimentos (PPI), cuja fase de testes deve se iniciar no segundo semestre.\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">"Estamos falando de famílias que comprometem mais de 30% da sua renda com locação e pretendemos criar uma política que enfrente esse problema, sobretudo nas grandes cidades. Lembrando que o aluguel significa maior possibilidade de mobilidade urbana. As famílias podem escolher onde morar, podem mudar de cidade por conta de trabalho, entre outras vantagens", ressalta o secretário nacional da Habitação do MDR.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\"> \u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cspan style=\"background-color:#ffffff\">\u003Cspan style=\"color:#262626\">"Uma das ideias, portanto, é o desenvolvimento de parques habitacionais conduzido pela iniciativa privada, a quem também caberia administrar e explorar os imóveis ao longo do tempo. Possivelmente, a participação do governo federal será contribuir financeiramente na construção do empreendimento e o ente local fica responsável por pagar parte do aluguel", encerra Santos.\u003C\u002Fspan>\u003C\u002Fspan>\u003Cbr \u002F>\r\n\u003Cbr \u002F>\r\n\u003Cspan style=\"color:#7f8c8d\">Por \u003Cstrong>Daniel Caravetti\u003C\u002Fstrong> e \u003Cstrong>\u003Cspan class=\"data-profile-link\" data-id=\"11829\">Henrique Cisman\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fspan>\u003Cbr \u002F>\r\n \u003C\u002Fp>\r\n\u003Ca href=\"https:\u002F\u002Fwww.griinstitute.org\u002Fevent\u002Freal-estate\u002Fgri-residencial-brasil_1341.html?utm_source=Banner%20-%20Hub%20-%20Residencial&utm_medium=cpc&utm_campaign=Banner\" target=\"_blank\">\u003Cimg alt=\"GRI Residencial Brasil 2021\" src=\"https:\u002F\u002Fcdn.griinstitute.org\u002Fuploads\u002Ffiles\u002FGRI_Residencial_Brasil_2021_Posts_Social_Media_2021_2_25_14_37_58_1614263878.jpg\" style=\"border-radius:10px; width:100%\" \u002F>\u003C\u002Fa>","2021-01-29T10:28:43.000Z","2021-03-02T10:01:42.000Z",{"code":18},{"id":25,"color":27,"translations":1474},[1475,1477,1479],{"title":26,"slug":30,"language":1476},{"code":13},{"title":37,"slug":38,"language":1478},{"code":18},{"title":33,"slug":34,"language":1480},{"code":23},[1482],{"id":181,"label":1337,"translations":1483},[1484,1486,1488],{"label":1337,"slug":1348,"language":1485},{"code":13},{"label":1351,"slug":1352,"language":1487},{"code":18},{"label":1355,"slug":1356,"language":1489},{"code":23},[1491],{"name":171,"enName":171,"ptName":171,"iso2":1492},"BR",[1494],{"name":1495,"slug":1496,"image":1497,"order":115},"Henrique Cisman","henrique-cisman","https:\u002F\u002Fcdn.griinstitute.org\u002Fuploads\u002Fhubnews_author\u002FHenrique_Marcal_Cisman_GRI_Institute_Profile_PIC_2025_11_04_11_31_12_1762266672.jpg",{"pt-BR":1499},"\u002Fmercado-imobiliario\u002Fcasa-verde-e-amarela-saiba-as-principais-mudancas-no-programa-habitacional_1372",[1501,1502,1503,1504,1505,1506],"Infra Brazil","Infra Latam","Real Estate Brazil","Real Estate Europe","Real Estate India","Real Estate Latam"]